THE COSMOS CO OPERATIVE BANK LIMITED MADIPAKKAM Branch IFSC Code

IFSC Code COSB0000127
(used for RTGS and NEFT transactions)
Bank THE COSMOS CO OPERATIVE BANK LIMITED
Branch MADIPAKKAM
Address PLOT NO 2, NEW DOOR NO 3 , GROUND FLOOR , DEFENCE COLONY , MEDAVAKKAM MAIN ROAD , MADIPAKKAM ,CHENNAI 600091
City CHENNAI
District CHENNAI
State TAMIL NADU
Phone number 9445967484
Branch Code 000127 (Last 6 Characters of the IFSC Code)
Payment Mode Cash, Cheque, Demand Draft and Net banking

THE COSMOS CO OPERATIVE BANK LIMITED MADIPAKKAM Branch IFSC Code, Contact Number and other details:

THE COSMOS CO OPERATIVE BANK LIMITED MADIPAKKAM Branch is located in CHENNAI, TAMIL NADU. Its IFSC Code is COSB0000127. Branch code is the last six digit of the IFSC Code - 000127. Use this address to visit the branch - PLOT NO 2, NEW DOOR NO 3 , GROUND FLOOR , DEFENCE COLONY , MEDAVAKKAM MAIN ROAD , MADIPAKKAM ,CHENNAI 600091. You can also contact on 9445967484. Bank Timings: Monday to Friday: 10 AM to 4 PM, Saturday - 10 AM to 4 PM (Except 2nd and 4th Saturday).

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Searching For IFSC Code Of THE COSMOS CO OPERATIVE BANK LIMITED MADIPAKKAM Branch

what is ifsc code

Understanding IFSC Code
The IFSC code’s full form is Indian Financial System Code. It is an alphanumeric unique digital code of 11 characters. The first four characters are the initials of the bank, which is followed by 0 “zero” and then by the branch IFSC code.

This code is very important while making online transactions like NEFT, RTGS, and IMPS as it represents the branch of the bank. You cannot do any transaction without an IFSC code. You need to have a valid IFSC code to initiate a transaction. If a wrong or invalid IFSC code is used, then the transaction will not be initiated.

Let us understand how IFSC code is used and how to search for it. Let use THE COSMOS CO OPERATIVE BANK LIMITED as an example explains it.

Some Features of THE COSMOS CO OPERATIVE BANK LIMITED IFSC Code

IFSC is used to identify a specific branch of THE COSMOS CO OPERATIVE BANK LIMITED in a unique way. Due to IFSC being unique, it eliminates the errors that could occur during the process of transferring the funds. It is mandatory for all the electronic mode of payments like NEFT, RTGS, and IMPS.

How to use THE COSMOS CO OPERATIVE BANK LIMITED MADIPAKKAM IFSC code for NEFT, RTGS, and IMPS?

what is ifsc code

IFSC code is used to transfer funds through electronic modes of fund transfer such as NEFT, RTGS, and IMPS. These modes help the customers of THE COSMOS CO OPERATIVE BANK LIMITED to transfer the funds from THE COSMOS CO OPERATIVE BANK LIMITED to another Bank without any difficulty.

The chances of error are very low with electronic transfers because of the unique IFSC code, which is necessary at the time of transfers. The IFSC code: COSB0000127 is used to identify the THE COSMOS CO OPERATIVE BANK LIMITED MADIPAKKAM where the online transactions are taking place through NEFT, RTGS, and IMPS. We will further discuss how to search for the IFSC code in different ways.




NEFT:

The NEFT’s full form is the National Electronic Funds Transfer. It is an electronic mode to transfer funds, which is acceptable nation-wide. The funds transferred through NEFT are initiated in batches. It is not initiated during non-banking hours or holidays. If any transaction has taken place during the non-banking period, then the initiation will take place only on the next working day. For example, if the transaction has been done on Thursday night, the transaction will be initiated by the bank on Friday, when the bank opens. You will need the IFSC code of the beneficiary bank to do transaction through NEFT.

RTGS:

RTGS

The RTGS’s full form is the Real Time Gross Settlement, which is another electronic mode to transfer funds. RTGS is done on a real-time basis. RTGS is used for a transaction with a higher value. For all RTGS transactions, an IFSC code is required. Even though it is on a real-time basis, RTGS is initiated only during banking hours and not during non-banking hours or holidays. RTGS is not possible without an IFSC code of the beneficiary.


IMPS:

IMPS

Immediate Payment Service or IMPS is another form of automatic mode to transfer funds. It is instant and is not limited to banking hours or holidays or weekends. The transfers can be done 24/7. Customers can also transfer funds by using the mobile number and Mobile Money Identifier (MMID) or using their beneficiary’s account number and IFSC code.

When using the MMID, IFSC code is not required. However, there is a limit to the transaction amount while transferring the funds through MMID. This limit depends on bank to bank. But, the limit to transfer funds is much higher when done with IFSC code.

This system was provided by the National Payments Corporation of India (NCI). It is an organisation that operates all retail payments and settlement in the country.

The IFSC code of the THE COSMOS CO OPERATIVE BANK LIMITED can be looked up in the cheque leaf on the top left corner after the branch’s address. The IFSC code can also be found on the THE COSMOS CO OPERATIVE BANK LIMITED’s statement on the top right corner of the statement or the first page of the bank’s passbook. Apart these, it can also be searched online on the bank’s official website or other banking websites.

Find THE COSMOS CO OPERATIVE BANK LIMITED IFSC code MADIPAKKAM Branch

The THE COSMOS CO OPERATIVE BANK LIMITED’s official website provides all the THE COSMOS CO OPERATIVE BANK LIMITED MADIPAKKAM Branch IFSC Code Detail. There are also other websites that provide the IFSC code of MADIPAKKAM THE COSMOS CO OPERATIVE BANK LIMITED. Searching for information on THE COSMOS CO OPERATIVE BANK LIMITED MADIPAKKAM IFSC code is very simple. You need to follow the following steps.

The result will give you the THE COSMOS CO OPERATIVE BANK LIMITED IFSC code MADIPAKKAM along with Branch contact number, THE COSMOS CO OPERATIVE BANK LIMITED MADIPAKKAM phone number, THE COSMOS CO OPERATIVE BANK LIMITED detail, and Bank address

It is not always possible that you may know the branch of the beneficiary account. Probably you got just the city name where the bank is located. In such a case, you can still search for the IFSC code. Any account number generated by a bank starts with the IFSC code of the bank.

It means that the numeric characters in the IFSC of a bank’s branch are also the first 5 characters of the bank’s account number.

The search criteria remain the same for searching the IFSC code in a city. For example, in case you want to search MADIPAKKAM THE COSMOS CO OPERATIVE BANK LIMITED IFSC Code, then we have to follow the following steps.

This will give you the result that you are looking for and more. The search will give details of all the branches in that city. The list could be exhaustive or small depending on the city you are looking for. The list would include the following:

This search will give you an extensive list of the branches across the city. However, if the search is done for a particular branch then the result will be for just that branch. The information provided by these websites is always updated.

THE COSMOS CO OPERATIVE BANK LIMITED MADIPAKKAM Branch Contact Number (Phone Number)

Bank Customer Care

While searching for the details of THE COSMOS CO OPERATIVE BANK LIMITED MADIPAKKAM branch’s details, you will also find the phone number of the branch. The phone may or may not be of the branch itself. Some websites provide a direct number of the branch, and some provide the customer care number of THE COSMOS CO OPERATIVE BANK LIMITED. To find the branch’s number it is better to visit the official website of the bank.

THE COSMOS CO OPERATIVE BANK LIMITED MADIPAKKAM Branch Address Detail

You will notice on the search results that there are also the bank’s branch address details have been provided. The address provided is not always precise. It may be just the area where it is located. However, the address provided is accurate.

Remittance Service and Mode Of Payments In THE COSMOS CO OPERATIVE BANK LIMITED

The remittance service means what online services are provided by the bank in that particular branch. These services are NEFT, RTGS, and IMPS. Branches in small districts usually just provide NEFT services. The reason for this is that due to small population the city has limited transactions and the transaction are not of very high value.

Mode of payments means that the bank is accepting payments or settlements through cash, cheque, demand draft, and/or net banking. The branch that has a net banking facility will also have NEFT services.

THE COSMOS CO OPERATIVE BANK LIMITED MADIPAKKAM Bank Details

The bank details provided in the results are the name of the bank, branch or city, and the IFSC code of the branch. For example, if it is THE COSMOS CO OPERATIVE BANK LIMITED, then the details will THE COSMOS CO OPERATIVE BANK LIMITED MADIPAKKAM IFSC code.

Working Hours of THE COSMOS CO OPERATIVE BANK LIMITED

The working hours of the THE COSMOS CO OPERATIVE BANK LIMITED are Monday-Friday from 10 am to 4 pm. 2nd and 4th Saturdays of every month the bank is closed.

Verifying the IFSC codes before transferring the funds is very important. The transaction will not be initiated in case of incorrect or invalid code.

The importance of having an IFSC code is that it makes the bank to track the transaction made in a branch easily and smoothly. RBI also keeps track of all the transactions made within the country for all the Indian banks.